TERMS & CONDITIONS



Library of Divine

Effective Date: October 2025



1. Provider Information



Library of Divine

Owner: Milan Paucic

Email: libraryofdivine@gmx.at

Website: www.library-of-divine.com


Location: Vienna, Austria



2. Scope of Application



These Terms & Conditions apply to all digital products and subscription services offered through libraryofdivine.com.

By completing a purchase or subscription, you agree to these Terms in full.



3. Description of Service



Library of Divine provides digital meditation audios, online programs, and subscription access to personal-development content.

All products are delivered digitally and intended solely for private, non-commercial use.



4. Prices and Payment



All prices are stated in euros (€).

Library of Divine operates under the Austrian small-business exemption (§ 6 Abs. 1 Z 27 UStG); therefore, no VAT is charged or shown.

Payments are processed securely through Stripe, Inc. using the available payment methods (credit card, Apple Pay, Google Pay, etc.).

Access to digital content is granted immediately after successful payment.



5. Waiver of the 14-Day Right of Withdrawal (Digital Content)



By purchasing digital content or starting a subscription, you expressly agree that the performance of the contract begins immediately after payment, and you acknowledge that you lose your statutory 14-day right of withdrawal in accordance with Article 16 (m) of EU Directive 2011/83/EU and § 18 (1) Z 11 FAGG (Austria).



Once access to digital content has been provided, no refunds or cancellations are possible.

This ensures instant access while remaining compliant with EU law.



6. License of Use



You receive a personal, non-transferable license to use the purchased content for private purposes only.

Any reproduction, resale, or public distribution is strictly prohibited.



7. Subscriptions



Subscriptions renew automatically until canceled.

You may cancel at any time before the next billing cycle via the Stripe customer portal or by contacting us by email.

After cancellation, access remains active until the end of the already-paid period.



8. Disclaimer



All content provided (meditations, courses, programs) serves informational and educational purposes only and does not replace medical, psychological, or financial advice.

Use of the content is entirely at your own risk.

The provider assumes no liability for outcomes or damages arising from use.



9. Intellectual Property



All texts, audios, visuals, and other materials are the intellectual property of Library of Divine.

Unauthorized copying, sharing, or distribution is prohibited.



10. Technical Requirements



Access to digital content requires a stable internet connection and a compatible device.

Library of Divine is not responsible for connection issues, device incompatibility, or user-side software problems.



11. Modifications



Library of Divine reserves the right to update or modify these Terms, product content, or pricing at any time.

The current version is always available at library-of-divine.com/terms-and-conditions



12. Governing Law and Jurisdiction



These Terms are governed by Austrian law.

Jurisdiction is Vienna, Austria, unless mandatory consumer-protection regulations specify otherwise.



13. Contact



For support, inquiries, or cancellations:

📩 Email: libraryofdivine@gmx.at

TERMS & CONDITIONS



Library of Divine

Effective Date: October 2025



1. Provider Information



Library of Divine

Owner: Milan Paucic

Email: libraryofdivine@gmx.at

Website: www.library-of-divine.com


Location: Vienna, Austria



2. Scope of Application



These Terms & Conditions apply to all digital products and subscription services offered through libraryofdivine.com.

By completing a purchase or subscription, you agree to these Terms in full.



3. Description of Service



Library of Divine provides digital meditation audios, online programs, and subscription access to personal-development content.

All products are delivered digitally and intended solely for private, non-commercial use.



4. Prices and Payment



All prices are stated in euros (€).

Library of Divine operates under the Austrian small-business exemption (§ 6 Abs. 1 Z 27 UStG); therefore, no VAT is charged or shown.

Payments are processed securely through Stripe, Inc. using the available payment methods (credit card, Apple Pay, Google Pay, etc.).

Access to digital content is granted immediately after successful payment.



5. Waiver of the 14-Day Right of Withdrawal (Digital Content)



By purchasing digital content or starting a subscription, you expressly agree that the performance of the contract begins immediately after payment, and you acknowledge that you lose your statutory 14-day right of withdrawal in accordance with Article 16 (m) of EU Directive 2011/83/EU and § 18 (1) Z 11 FAGG (Austria).



Once access to digital content has been provided, no refunds or cancellations are possible.

This ensures instant access while remaining compliant with EU law.



6. License of Use



You receive a personal, non-transferable license to use the purchased content for private purposes only.

Any reproduction, resale, or public distribution is strictly prohibited.



7. Subscriptions



Subscriptions renew automatically until canceled.

You may cancel at any time before the next billing cycle via the Stripe customer portal or by contacting us by email.

After cancellation, access remains active until the end of the already-paid period.



8. Disclaimer



All content provided (meditations, courses, programs) serves informational and educational purposes only and does not replace medical, psychological, or financial advice.

Use of the content is entirely at your own risk.

The provider assumes no liability for outcomes or damages arising from use.



9. Intellectual Property



All texts, audios, visuals, and other materials are the intellectual property of Library of Divine.

Unauthorized copying, sharing, or distribution is prohibited.



10. Technical Requirements



Access to digital content requires a stable internet connection and a compatible device.

Library of Divine is not responsible for connection issues, device incompatibility, or user-side software problems.



11. Modifications



Library of Divine reserves the right to update or modify these Terms, product content, or pricing at any time.

The current version is always available at library-of-divine.com/terms-and-conditions



12. Governing Law and Jurisdiction



These Terms are governed by Austrian law.

Jurisdiction is Vienna, Austria, unless mandatory consumer-protection regulations specify otherwise.



13. Contact



For support, inquiries, or cancellations:

📩 Email: libraryofdivine@gmx.at